Credit Card Processing
Want to Keep More of Your Own Money?
Are You paying too much for Credit Card Processing?
I grew up in a family retail business, worked as a sales rep, and have worked in eCommerce as part of the Shopify Expert Program helping customers migrate business websites to Shopify.
The most common misconception I hear, even from sophisticated business owners is “I have a great rate on my Credit Card Processing” then proceed to quote a single rate such as “ I pay 1.89%” and then in the same breath they say I hate it when customers pay with American Express.
Why Credit Card Rates and Fees are Complicated
There are 2 basic parts to a transaction one is the interchange rate the second is the processor cost.
Your credit card rate is in part based on the interchange rate. Interchange is a nonnegotiable cost to credit card processing set by Mastercard, Visa, Amex, etc. Interchange is a small fee paid by a merchant's bank (acquirer) to a cardholder's bank (issuer) to compensate the issuer for the value and benefits that merchants receive when they accept electronic payments.
If you have ever looked at a credit card statement you know you do not have a single rate for all credit cards. In fact, Visa alone has 22 pages of different interchange rates and Fees charged for different types of transactions. Here are Visa’s current interchange rates by card and here is the list of current interchange rates for MasterCards.
In fact, Visa alone has 22 pages of different rates and Fees charged for different types of transactions.
We Make It Simple for You
Using one of your statements we can show you the current effective rate you are actually paying and we can show you what you will save with us. Let us show you the savings.
Let us show you the savings.
If you have an eCommerce business or traditional brick and mortar store and are interested in keeping more of your hard earned money all you need to do is fill out this simple form.
Just send 1 monthly credit card statement to Kevin@PinehurstWebsites.com and we will show you how much you can save.
Get started saving money today by filling out the application form.
Please get in touch!